About us

We're all about smoooth shopping, online and in-store.

Flexible payments everywhere

We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.

Full transparency

With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.

Earn Cashback

Earn cashback at hundreds of stores through the Klarna app. Compare prices across your favorite brands, shop securely with buyer protection, and choose a flexible payment option that suits you.

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Shopping freedom with Klarna

Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.

Klarna for business

Klarna for shoppers

Our story in numbers

2005

Klarna was founded in Stockholm, Sweden.

2014

The Klarna Group was formed.

85m

Total active customers.

34M

US customers.

500k+

Total number of merchants.

2m

Number of transactions per day.

26

Live in 26 countries.

3.8k

Number of employees.

Backed by investors

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Meet our CEO

Sebastian Siemiatkowski along with our two other founders, revolutionized Swedish e-commerce, and created the success story we know today as Klarna.

Our team

Klarna Inc. is headquartered in Columbus, Ohio, with offices in New York City. We’ve built an all-star international team hailing from the world’s best companies including Apple, Google, Facebook, Zynga, Experian, imo.im, PayPal and American Express.

Want to join us?

Corporate Governance

Sustainability

Contact

Investor relations

Choose your language and region

Klarna is available around the world with a variable offering, choose one that suits you best.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.